stephen: Withdraw only enough to keep you from moving to the next tax bracket.
Withdraw only what you need.
If you are planning on making charitable contributions, make them directly from your IRA to the charity. These are not included in your gross income as long as income guidelines are met and you don't need to itemize to get the tax benefit. This may help to avoid the Medicate High Income Surcharge and reduce the percentage of your Social Security benefits that are taxable since the amount donated is not included in your AGI.
the only way I can see to not owe on the IRA distribution is not to have any taxable income and the distribution is less than your non taxable income
No. Next question please.
Not really, no.
Yes, don't have much money totally