Can I get a government loan with bad credit?

Im a single mother with 3 kids. I am selling my house back to the bank because my husband (who was the only one working while we where married) refused to pay the mortgage and didn't give me access to our money giving me a punch of debt. The bank said that they would pay of a certain part of my debt. But

Im a single mother with 3 kids. I am selling my house back to the bank because my husband (who was the only one working while we where married) refused to pay the mortgage and didn't give me access to our money giving me a punch of debt. The bank said that they would pay of a certain part of my debt. But currently my credit score is considered "poor". Do I have a chance?
The loan would be for a house

Other answer:

efflandt:
What "government" might that be? I don't think the US government gives loans to individuals. You would need to get that from a bank or other lender and have sufficient down payment and income to cover it. There are certain types of loans, like FHA loans loans that have a lower down payment requirement (3.5% I think), but also have certain requirements for the move-in condition of the home (not something that requires significant repairs).
tro:
why would you sell a house that you now occupy to the bank only to attempt to get a loan to buy another
your husband may not have paid the mortgage but if you can now pay for a new mortgage you can certainly pay for the existing one
in the divorce settlement and you were awarded the house you may not have to refinance this house to keep it as long as you make the payments and what does it matter, one house or the other
and no the gov't does not lend money, there are FHA loans but you already have a mortgage that is functional
Wayne Z:
The government does not lend money.

The government has programs (FHA, etc.) that are run through the banks. The banks lend the money.

To qualify for an FHA loan, the banks would require at least a 620 credit score.

Freescore:
You would be eligible for government grants and loans. No government does a background check viz. credit scores etc. But you must meet the criteria laid down by the government to be eligible for any aid.
MadMan:
The government does not give loans to individuals.
maps3333:
yes
Bob:
NONE
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