Can overdue library books for a day or two affect your credit score (UK Only not US)?

Please can you tell me your qualifications to answer this question. Thankyou

Other answer:

Steve B:
No – for the following reasons :-
1) You local library does not hold a Consumer Credit Provider Licence
2) You are not borrowing money from them
3) You didn't use a Crdit card or other financial instrument to 'guarantee' your book loans
No . Libraries have nothing to do with credit reference agencies. Books are on a free loan, they won't even prosecute if you don't pay your fines.

Been borrowing books for 60 years in the UK

no qualifications ? 69 years experience of useless information like how to get rich
Max Hoopla:
Not if you pay your fine promptly

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