In 2015, I went to the ER and got billed. Due to not paying on time, I went into debt. When the debt showed up on my Credit Karma, I disputed it and Credit Karma deleted the debt. I explained this to the collection agency and they said they would remove me from their list but instead sold my debt to another agency.
In 2015, I went to the ER and got billed. Due to not paying on time, I went into debt. When the debt showed up on my Credit Karma, I disputed it and Credit Karma deleted the debt. I explained this to the collection agency and they said they would remove me from their list but instead sold my debt to another agency. I once again went into debt with the same collection but different agency. I explained to them that before they bought my collection, my collection had already been deleted. Several agents called and all said they were going to remove me from their list but never did. Once this one popped up on my Credit Karma, I disputed it again and they deleted it again for me. How can I get the agency to remove my name and not sell me to another agency? I don't want to keep disputing when it's already been deleted and cleared.
Credit Karma is not a credit bureau and has no control over what gets reported to the credit bureaus. If the debt was in fact legitimate, you do not get it removed from your credit report. The best you can do is pay off the debt and it will get reported as paid with a zero balance – it will still be reported as a collections account, but at least it will show paid and your score will start improving as the debt ages.
You can dispute the debt with the credit bureaus, but all that will happen is that the credit bureaus will contact the collection agencies and verify that they held the debt at one time. And you cannot stop them from selling the debt until it is paid.
You don't undertand what disputing a debt means. It means you're saying you don't owe it. Some places quit reporting it while they check and see whether it's a valid debt. If it is, it comes right back. Did you really think that instead of pying something you owe, you could just dispute it and it would go way? Does that really make any sense to you?
Credit Karma just tracks what your credit report says you owe. You can still owe money even if it doesn't show up on Credit Karma, and deleting it from Credit Karma does not mean that you no longer owe the money.
You owe money. Someone else assumed the debt. That hasn't changed. You can tell the company that you never owed the money, but that won't make much of a difference. They will get proof that you did and then sue you.
Did you ever pay it? If not, disputing the debt hardly erases it. What Credit Karma does has no impact on whether you do or don't owe the debt.
You didn't pay the ER and they sent you to collections. Pay your bills and this doesn't happen.
< How can I get the agency to remove my name and not sell me to another agency? >
Pay your debt.
You're leaving something out. You keep talking about your debt being "disputed" and "deleted", but did you ever actually pay it?