I owe my school $4000 and can t get a credit card?

I am still young but I cannot pay that amount of money right now. I am currently in a different school. Are there any other ways that I can build my credit? or are there any cards out there where I can still make money when I spend and save?

Other answer:

Amberly Sweatpea:
Yes, there is one way that you can build credit: By doing nothing. Credit normally goes up over time if you do nothing. Doing anything, especially trying to get credit cards, tends to bring it down.
babyboomer1001:
You can't begin to build your credit with a $4,000 debt. You can only begin to build your credit after your debts are all paid. Pay it off sooner by obtaining another job.
Riccardo:
ask someone for money
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