Im wondering how much everyone s premiums are specifically with state farm..?

Anyways here s a little detail about my situation, I m new to auto insurance and I ve recently been added to my mom s auto insurance plan because I needed insurance in order to go to work, and I m 25. My mom has 2 cars under her insurance plan which she has full coverage for. The car on currently driving is a

Anyways here s a little detail about my situation, I m new to auto insurance and I ve recently been added to my mom s auto insurance plan because I needed insurance in order to go to work, and I m 25. My mom has 2 cars under her insurance plan which she has full coverage for. The car on currently driving is a Toyota Corolla 1998. I don t understand why my mom would be paying full coverage for a vehicle this old. Anyways, she also has amother car she has coverage for which is a 2002 toyota as well. Last month coverage cost was 404 dollars, really expensive! Anyways, I thought maybe it was for a 6 months term because before she was only paying about 225 for both vehicles. So I assume okay. No big deal. Since I spoke to a friend of mInes and he mentioned it s for that 6 months. So I paid half of the insurance policy to help out my mom. And the next following month, we received a bill for another 667 dollars, my mom was upset and angry. And I can t imagine paying so much! I only have a 98 toyota! I don t understand why the bill is so high, I was concerned so I went to go see their office. And they told me our premiums was about 400 to 600 monthly! I called customer service from a different state farm firm and they said I might have been billed twice! Now I m concerned if the 404 dollars we played was also billed twice, I tried to check up online to see why it was so much and I can t get a bill detail to why it was so expensive! Is this right?

Other answer:

Eva:
It's insane to carry collision coverage on vehicles that old. In the event one of them was to be totaled, they'd only pay book value for the car, which is probably less than the deductible so she'd get nothing! She's probably been paying this for years for no reason. There are a lot of factors that go into figuring insurance premiums. Where you live, driving record, credit score, make of car, deductible chosen, amount of liability coverage, etc. You and your mom need to sit down with an agent to go over the policy she has. You may be better off having her sign over the 1998 to you and getting your own policy. Shop around.
StephenWeinstein:
Everyone's premiums are what the premiums are where they live. No one's premiums are what they would be if they lived somewhere else. The number you gave, and every other number, from 50 to 10000, is right for a person who lives in the place where that number is the price. If you live where that number is right, then it is right. If you live anywhere else, then it is wrong. Every number is right somewhere, and no number is right everywhere.
Pork-chop of Doom:
You are 25-years-old and (I presume?) male, so around $600-$1,000 a month is about average…

Young male drivers are VERY high risk. If you can make it to 30 without having an accident that's is your fault, the insurance company will be very, very surprised, and your premiums will drop to a mere fraction of what they currently are…..that's just how insurance works!

Safe driving!

Casey Y:
1. Any chance the invoice crossed with the payment you sent in?
2. If that car is yours, as in you paid for it, you get to argue about whether you should be paying for full coverage. If you didn't buy it, then its not yours to debate. However, I wouldn't ever put full coverage on a 98 (or an 02 for that matter), that's just a waste of money.
Maris:
Hello everyone i'm Maris Rooney i just want to testified on how i got a loan from a God fearing woman called Mrs Elizabeth pls do not fall in the hand of scan contact Mrs Elizabeth and get your Loan Via mail{elizabethperryloancompany@gmail.com…
Howard L:
What are the insurance limits, $10,000/$20,000 or $500,000/$1,000,000. It makes a difference.
Share

Leave a Reply

Your email address will not be published. Required fields are marked *