Money Advice.?

I'm 20 and have saved up a little over $10,000. I go to college and don't pay rent yet and already have bought my car, all i pay for is my phone and gasoline. I am very responsible with my money and just love to save, but there are a few things I would do with my money before I have more monetary

I'm 20 and have saved up a little over $10,000. I go to college and don't pay rent yet and already have bought my car, all i pay for is my phone and gasoline. I am very responsible with my money and just love to save, but there are a few things I would do with my money before I have more monetary responsibilities.

1) I want to take a trip to Germany since I speak German and go to other European countries.
2) I want to but a brand new Toyota Tacoma with cash after I save up enough money. (I don't want to take a loan out.
3) I want to build a video game computer.

What would you suggest I do with my money? Should I keep on saving for something in the future, or spend a little and have fun?(Not waste it, just buy some stuff I want)

Best Answer:

Andrew: The trip would be very educational, refreshing (for the body and soul), and expand your social awareness. [I highly recommend it. I was there in the military eons ago.] The video game computer should be doable for a reasonable amount. When the time comes for a new vehicle, take out the loan. {Maybe you will get 2% or less. There is no point in paying cash (because that will make you truck rich and cash poor).} You have more than enough time in the future to fund your retirement.

Other answer:

Andrew:
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Love big words:
Talk to an advisory who does not work at a bank
Raheem:
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