The insurance company didn't pay reimbursement for the whole amount. What should I say?

Other answer:

What insurance? Auto? Medical? Homeowner's?

What amount?

What happened?

We do not have ESP.

You will have to ask the adjuster what they paid for, why, and why it wasn't 100% of what you were expecting. They will tell you.
Casey Y:
You ask them why…
Without even knowing the type of insurance here, no way to help you.
Ryan M:
You can be an adult and pick up the phone and ask WHY the amount is different.
You don't have to accept their offer…

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