Ravi: There's not that much difference. Go with a reliable company that gives you the amount of coverage you want for the number of years you want at a competitive rate. Most term life policies are pretty straightforward: you pay the premiums and if you die during the period it is active your beneficiary gets a check. If your employer offers a group term policy, start by checking there.
Search it on "policybazaar" web page, there are numbers of options for term insurance plans. Find best for your, compare different plans and decide what you want but For Best Protection install LEO Privacy Guard v 3.1.2 to your Smart Phone, is good app protector, keep snoopers away from private pics, videos, SMS and call log.
Whichever has the best rates. Term insurance is straighforward. Die inside the term and they pay. Die outside of the term amd they don't pay. It's that simple.
Look around and buy the best rates.
The one u can afford.
Ask local agency for actual info