What do you pay for health insurance?

I am 64 & the cheapest bronze plan I can get cost me $564.00 per month. I then also have a $6800.00 yearly deductible. This is insane!! It looks like they really sock it to someone in their 60's who makes a dollar over $47,500.00 per year. I'm actually getting no care whatsoever after paying out this

I am 64 & the cheapest bronze plan I can get cost me $564.00 per month. I then also have a $6800.00 yearly deductible. This is insane!! It looks like they really sock it to someone in their 60's who makes a dollar over $47,500.00 per year. I'm actually getting no care whatsoever after paying out this kind of money per month. It is a strain on me to pay this amount. What is amazing is the people who make way more than I do pay the same amount out as I do. Why pick on the lower, middle class elderly people?

Other answer:

Judith:
I will be 71 this month. I pay $427.58 a month for health insurance as follows: $63.94-Dental, $134-Medicare and $229.64-BC/BS which supplements Medicare.

My yearly out-of-pocket expenses, not including prescriptions, is $45 for part of an eye exam not covered by either Medicare or BC/BS. My BC/BS coverage pays whatever Medicare doesn't pay – in other words it pays Medicare deductibles and copays. MOST supplemental insurances do this. If someone has a supplemental insurance which doesn't that means that they've selected a cheap insurance – and you get what you pay for.

I doubt that people who make "way more" than you do, pay what you pay or less unless they are lucky enough to have coverage through their employers in which case all of the employees pay the same regardless of income with the only difference being between individual coverage vs family coverage.

You can sign up for Medicare 3 months before the month you reach age 65. At that time you need to do research as to whether or not you want standard Medicare or you want to go with a Medicare Advantage coverage, plus Medicare Part D or whatever. You have some homework to do then.

lucy:
You like me are both age 64, so only 1 more year to be eligible for Medicare. Yes, with the new law is based on age, and I "believe" that the ages of 60 to 64 are hit the most, since we might be more likely to incure more serious health issues due to our age.

My husband age 71 died in November, and his Medicare, supplement and Part D cost $245 total per month. Medicare Part A is free, (hospital) and Part B had a $1,300 deductible and his supplement had $2,100 deductible, so the max we would pay in 1 year, (if hospital admitted) was $2,100, but all other treatment, usually fell under Part B low deductible.

The kicker with the private plans out there are the high deductibles, like you have $6,800 deductibles.

Now the majority of people out here get their health insurance through their employer who subidizes most of the premium and usually has a much lower deductible.

Now there is talk of repealing this law, but my concern is that they have talked about repealing Medicare and Medicaid. With Medicare, they have talked about a voucher system which is scary.

Premiums are based on what insurance expects to pay for claims. But, until we can control the costs of healthcare that keeps rising each year, then premiums will continue to rise.

Bob:
They do it because they can get away with it. You live in a country with an insane health care system that isn't fit for purpose. However, the country is also a democracy. This could be changed, but not while ordinary people sit back and do nothing, other than griping over Obamacare, which was a valiant but flawed attempt at reform.

Start a pressure group for US health care reform. Make it bipartisan and make the voices of the ordinary people heard. In the UK and Europe we have a single payer healthcare system. This ISN'T communism. It's common-sense.

Insurance Pickle.com:
I have a 64 year old client that bought a $50/month temporary health insurance plan and is paying the penalty. Not my first choice, but it's not a bad second choice if you want to take the risk.
Sharon:
That's terrible. I was paying $550 a month before quit my business due to repetitive motion injuries. That was tough on a self-employed person who didn't have steady monthly income.

Now I pay nothing. I don't want to be a leech on society but the law gives me no choice.

The guvment picks on middle class, elderly people because they know you are the most likely to be responsible enough to pay into the evil system to keep it afloat.

Maris:
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Kira:
Check this out . You are one year away from Medicare.
https://www.medicare.gov/eligibilityprem…
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