What will happen to claims made while I have no coverage?

I just found out what my insurance broker neglected to tell me: my health insurance term ended about a month ago. Now he won't answer the phone and I'm trying to reinstate my insurance but I'm afraid they'll bill me directly if the claims aren't being paid. And if they do bill me during this

I just found out what my insurance broker neglected to tell me: my health insurance term ended about a month ago. Now he won't answer the phone and I'm trying to reinstate my insurance but I'm afraid they'll bill me directly if the claims aren't being paid. And if they do bill me during this time, can I get my new health insurance to cover it?

Other answer:

Joey:
If you're not covered, you're not making claims. You're accumulating medical bills.

Maintaining coverage is up to the insured. I'd be surprised if you had not received mail about the termination or a renewal offer.

DEBS:
If you're not covered then you're not covered. If this was your broker's fault then you could have a case against him, but that's unlikely since you're still in charge of knowing you contracts. If you do get billed directly, fight the amount of the bills. The bills are usually over inflated and can be cut dramatically.
Eva:
No. Your new policy will only cover visits made since you got the policy. Your old insurance should pay anything that occurred while you were covered with them, regardless of when the claim was filed. Anything that happens during the gap is your responsibility.
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Beverly S:
New insurance will not cover claims made when they didn't insure you. It's up to you to know when your insurance expires, not your agent. They will bill you for unpaid claims.
Casey Y:
Unless you have something in writing from your agent saying they were the cause of your lapse…you don't really have a leg to stand on here. If you didn't track your renewal and the bills, that's on you.
StephenWeinstein:
Your health insurance cannot cover anything that happened when you didn't have insurance.

You will have to pay yourself, with your own money.

Anonymous:
They get denied, as you have no coverage.
Elaine M:
Contact the brokerage company and file a complaint against your agent.
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