I live in MN and don't know where to start when it comes to my future financial situation. I will be out of work for at least 3 months (likely 6 according to surgeon) following surgery but it will likely be longer Even up to a year if things don't go as planned. This is not a work related injury or
I live in MN and don't know where to start when it comes to my future financial situation. I will be out of work for at least 3 months (likely 6 according to surgeon) following surgery but it will likely be longer Even up to a year if things don't go as planned. This is not a work related injury or accident related. I work for a smaller company. FMLA is only 12 weeks, unpaid. I don't even know where to start. It is likely i will need surgery on my other hip right back to back with this one. Short term Disability, unemployment, S.S.? I truly don't know where to begin but I know there must be options. Thank you in advance!
Do you live by yourself? Your best bet is to move in with family. The only "financial help" that I can think of is welfare. That's a whopping $194/month in food stamp benefits. You'd still have to find a way to pay your rent and utilities. Like the other person already mentioned, you can only get short term disability if you have bought short term disability insurance.
If you don't have family/friends to take you in, I would start prepaying rent and utilities before you have the surgery. I would cancel everything that is not a basic need. I'd even consider turning in the tags to my car so I can cancel the insurance if I were in your position.
Hope your surgery goes well and you will get back on your feet quickly!
I work as a pca. Its active I'm on my feet 7 hours stdaight. Have thought about a sitting job bus as my "good" hip has impingement syndrome sitting longer than 20 mins and standing/walking more than 20-30 mins causes severe pain and could cause a tear which would put mw right back where I am now… Waiting for surgery. Thank ypu for your answer thpugh I appreciate it.
Unemployment is for people who leave their job through no fault of their own and are willing to accept work offered.
STD can't be purchased when you already need to use it
Social security disability is for long term disability and you would not qualify.
You may be eligible for SSI which is $733 a month. MN does not offer any additional amount unless you are elderly or blind.
Your best option = figure out what you can do while you are recovery. And do that.
What are your current job duties and what physical limitations will you have following the surgery?
For example: If you work at a desk, wheelchairs roll up to a desk just like regular office chairs.