He called me today saying the IRS needs my SSN for tax returns since I turned 21 recently. I honestly didn't want to give it to him, but I already regret that mistake. He assured me that he won't use it. I don't have a credit card of a debit card, but he has used my mom's SSN and ruined her credit
He called me today saying the IRS needs my SSN for tax returns since I turned 21 recently. I honestly didn't want to give it to him, but I already regret that mistake. He assured me that he won't use it. I don't have a credit card of a debit card, but he has used my mom's SSN and ruined her credit score and piled a lot of debt on her that she didn't want. Should I be worried?
Yes, yes you should. If you work and can file your own taxes, he has no reason to have your SSN. If you live or lived with them for more than six months of the year and they paid for more than 50% of your living expenses, they should already have had your SSN. I would check your credit score just to be sure. Call your bank if you have an account and ask them if they can help with this.
RELAX he would need it for ONE thing and one thing only and that is IF he is claiming you as a DEPENDENT (look it up) and I think you qualify since you are living under his roof he has every right to do so and its LEGAL.If he does NOT claim you then that is a RED FLAG.And don't worry you can very much tail his illegal activity if you hire a simple life lock or a identity theft company which can easily be done with a few bucks a month.Let me also say you can also go to the 3 credit bureaus and call them and see how they can lock monitor your account and notify you if ANY bank account is opened this would be the absolute protection and it's by law if you feel you need to be monitored.This is all that identity theft company's do its a loophole.Younjeed to grow up and monitor your credit score and open a bank account and monitor things you are a clean slate like me 1 year ago but I build my credit and now securing myself
You might want to be concerned.
If you are his dependent, he would need your SSN to file his tax return. That really has no effect on you.
However, he could also use it to apply for credit in your name. As you stated, he has done this in the past.
Check your credit reports and then put a credit freeze on your accounts at each credit reporting agency.
EDIT: There is nothing in the tax code about turning 21. One way or another, he is lying to you.
Turning 21 doesn't affect whether an SSN is needed for tax returns. I don't know why he wanted it, but it's definitely not the reason he gave.
It might be so that he can do to you what he did to her.
That's worrisome. This is NOT the time of year he should be working on tax returns. The tax software and blank forms aren't even available yet, as far as I know. If he asked you in March, it would make more sense.
Here's what I suggest: put a freeze on your three credit reports. If he (or anyone else) tries to open an account or take out a loan using your number, it will be refused.
Even if you had been a minor, he should not be asking you for your social security number. He is just your STEP dad. You DAD might need it when you were a minor, but your STEP dad has nothing to do with your birth, so it was none of his business, even when you were a minor. It is especially none of his business now, since you are an adult. NEVER give it to him. It does not matter what is going on.
Given his history, yes. Also, the IRS does not need your social for tax returns. Whoever prepares your tax return needs that, and the IRS gets it on your form. And all that is done in the first few months of the year, generally speaking. So my guess is your step-dad is getting ready to do some holiday shopping.
Since you're uneasy, I'd call the credit bureaus Equifax, Experian, and Transuion and ask them to put a lock on your credit. It would not stop him from using it for legitimate tax purposes but would protect you from identity theft.
Heck yes you should be worried. Best you sign up at creditkarma.com it is free and you can monitor your credit. Check min bi-weekly. He most likely will claim you on his taxes which means no refund for you. When you file your taxes include a letter stating no one is authorized to claim you on their taxes. He may have already claimed you.
so you know he has used your mothers SSN and ruined her credit as a result
you know that but it dont stop you doing what you dont want to do
and NOW you regret it and are worried !!!!!!!!!
you sure you dont mean you are 12 and not 21?