Will I be able to requalify for my apartment even though my credit score has went down?

Me and boyfriend currently stay together. We recently came to the decision that it s best we stay in different places. We get along fine, we just have different views when it comes to certain things about the apartment. However, we came to the conclusion that I will stay in the current apartment and he will apply

Me and boyfriend currently stay together. We recently came to the decision that it s best we stay in different places. We get along fine, we just have different views when it comes to certain things about the apartment. However, we came to the conclusion that I will stay in the current apartment and he will apply for another one. Our apartments require the leaving party to complete a roommate release form and the staying party to complete a new application so they can make sure you can afford the rent alone. However my credit as decreased since moving. I m afraid that even though I make more than enough to afford the rent, my credit will hinder me from requalifying. Even though we ve already renewed the lease, I have appropriate income, and have always been a good a tenant, no prior evictions, is there a possibility I can still get denied? Has anyone been in a similar situation and is it a possibility they will only look at my income?
And if I don't requalify, what would be the next steps?

Best Answer:

monica r: The landlord already knows you as a tenant, already knows if you pay on time, keep the place nice etc, so your credit maybe less important to him/her than it would be someone they don't know

Other answer:

monica r:
It will matter. Without knowing the change, no way to tell. I will tell you that a declining credit score is even worse than a low credit score…since you are CURRENTLY having problems paying your debts.

Depends on the landlord honestly, but I have a feeling you aren't making 3 times the rent on your own.

Judith:
Has gone down; not went down. LLs want your income to be 3x your rent. However if that isn't the case with you they might overlook it since you've been a good tenant.
JMITW:
if you had appropriate income, your credit would not be going down……if you don't qualify on your own, find another roommate or something cheaper so you can pay down any debt
coraann:
Your monthly income must be 3 times the amount of the monthly rent payment.
Judy:
Definite possibility.
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